Personal Finance

Set Financial Goals You Can Keep

We all set goals to better ourselves and the new year is a popular time to set goals and make changes to our lives.  Despite setting New Year’s Resolutions with the best intentions of following through, research shows that 40% of New Year’s goals fail in January.  So what goes wrong?  We all want to… Continue reading Set Financial Goals You Can Keep

Book reviews

Book Review: Smarter Investing

More and more people are going down the route of DIY investing and you may be thinking of doing the same.  But what do you invest in?  How should you structure your portfolio?  Should you try timing the market, buying low and selling high?  Or should you take the passive investing approach and buy the… Continue reading Book Review: Smarter Investing

Personal Finance

Reduce expenses or increase income? Which is more important?

I’m assuming you’re reading this blog because you want to have more money, maybe you want to retire early and be financially independent.  Having more money will obviously help towards making you more financially comfortable.  In order to increase your savings and meet your goals you have two options: Reduce expenses Increase income But which… Continue reading Reduce expenses or increase income? Which is more important?

Personal Finance

How To Stop Impulse Buying

January sales are nearly upon us as the Christmas period will soon come to an end.  For those of you that love to shop January can be the best time of the year to pick up a bargain.  But we all know how easy it is to get carried away, especially when shopping with friends,… Continue reading How To Stop Impulse Buying

Making money

Working through Fiverr

Fiverr describes itself as ‘world's largest freelance services marketplace for lean entrepreneurs to focus on growth & create a successful business at affordable costs’.  It’s an opportunity for freelancers to advertise and sell their skills worldwide.  Individuals or companies can This is a re-post from Big Buy on Stuff, Big Guy is another blogger interested… Continue reading Working through Fiverr

Making money

Interview with a YouTuber: Sophie

Today's post is about making money from YouTube.  Sophie has a successful YouTube channel, Great Birthday Ideas, from which she receives a regular income, she has very kindly provided information on how she has built a successful channel and tips on how you can too. 1) What is your YouTube channel about? My YouTube channel… Continue reading Interview with a YouTuber: Sophie

Personal Finance

ISAs Explained

What is an ISA? An Individual Savings Account (ISA) is an account that allows you to save or invest entirely tax-free.  There are currently four different types of ISAs available: Cash ISA Stocks & Shares ISA Innovative Finance ISA Lifetime ISA You are able to stash up to £20,000 per year in ISA accounts, which… Continue reading ISAs Explained