Personal Finance

5 Ways To Improve Your Finances For The Better Post Christmas

It’s that time of the year again where we have eaten too much and piled on the pounds as well as spending too much money and maybe we need to get back on track with our finances.  This is a new year and time for a fresh start.  Whether your new year’s resolution is to… Continue reading 5 Ways To Improve Your Finances For The Better Post Christmas

Personal Finance

Set Financial Goals You Can Keep

We all set goals to better ourselves and the new year is a popular time to set goals and make changes to our lives.  Despite setting New Year’s Resolutions with the best intentions of following through, research shows that 40% of New Year’s goals fail in January.  So what goes wrong?  We all want to… Continue reading Set Financial Goals You Can Keep

Personal Finance

Reduce expenses or increase income? Which is more important?

I’m assuming you’re reading this blog because you want to have more money, maybe you want to retire early and be financially independent.  Having more money will obviously help towards making you more financially comfortable.  In order to increase your savings and meet your goals you have two options: Reduce expenses Increase income But which… Continue reading Reduce expenses or increase income? Which is more important?

Personal Finance

How To Stop Impulse Buying

January sales are nearly upon us as the Christmas period will soon come to an end.  For those of you that love to shop January can be the best time of the year to pick up a bargain.  But we all know how easy it is to get carried away, especially when shopping with friends,… Continue reading How To Stop Impulse Buying

Personal Finance

ISAs Explained

What is an ISA? An Individual Savings Account (ISA) is an account that allows you to save or invest entirely tax-free.  There are currently four different types of ISAs available: Cash ISA Stocks & Shares ISA Innovative Finance ISA Lifetime ISA You are able to stash up to £20,000 per year in ISA accounts, which… Continue reading ISAs Explained

Personal Finance

Stop Keeping Up With The Joneses

We are all influenced by those around us and it is hard not to compare ourselves to them.  Seeing all the pictures on social media of friends and family having an amazing time on holiday, going on nights out, showing off a new car makes us want the same things.  As we spend more and more time… Continue reading Stop Keeping Up With The Joneses

Personal Finance

Good Financial Habits to Start Today

Most of the things we do every day we do from habit.  It's the same with finances, where you are spending your money, how much you are spending and what you are buying is likely down to habit.  What brands you by products from, which shops to go to, the morning coffee or buying lunch… Continue reading Good Financial Habits to Start Today