Personal Finance

How To Stop Impulse Buying

January sales are nearly upon us as the Christmas period will soon come to an end.  For those of you that love to shop January can be the best time of the year to pick up a bargain.  But we all know how easy it is to get carried away, especially when shopping with friends,… Continue reading How To Stop Impulse Buying

Personal Finance

Stop Keeping Up With The Joneses

We are all influenced by those around us and it is hard not to compare ourselves to them.  Seeing all the pictures on social media of friends and family having an amazing time on holiday, going on nights out, showing off a new car makes us want the same things.  As we spend more and more time… Continue reading Stop Keeping Up With The Joneses

Personal Finance

How to create a budget

I know the thought of creating a budget doesn't sound like a lot of fun but if you want financial security and to reach your financial goals than creating a budget and tracking your expenses is vital.  I have created an easy to follow step-by-step plan below with a downloadable monthly template. Why should you… Continue reading How to create a budget

Personal Finance

Why you should track your expenses

You've spent all your monthly income but you have nothing to show for it and you don't understand where your money is going.  Does this sound familiar to you? I learnt a lot from tracking my expenses for a year, I think tracking expenses is vital for anyone that wants to manage their finances better and… Continue reading Why you should track your expenses

In the News

How an Interest Rate Rise Could Affect You

Background  The Bank of England’s Monetary Policy Committee (MPC) is responsible for setting the Bank Rate. The goal is to keep the supply and demand of goods and services roughly equal, resulting in a rate of inflation of 2%.  This keeps the price of goods relatively stable whilst allowing economic growth. Consumer Price Index (CPI)… Continue reading How an Interest Rate Rise Could Affect You

Book reviews

Book Review: The Automatic Millionaire

I know what you’re thinking, ‘The Automatic Millionaire?  This must be some kind of scam or one of those get rich quick schemes!’  Please do not judge this book by its cover.  It is all about taking the slow and steady approach to wealth by automating your personal finances so you don't have to worry. … Continue reading Book Review: The Automatic Millionaire