I’m assuming you’re reading this blog because you want to have more money, maybe you want to retire early and be financially independent. Having more money will obviously help towards making you more financially comfortable. In order to increase your savings and meet your goals you have two options: Reduce expenses Increase income But which… Continue reading Reduce expenses or increase income? Which is more important?
Most of the things we do every day we do from habit. It's the same with finances, where you are spending your money, how much you are spending and what you are buying is likely down to habit. What brands you by products from, which shops to go to, the morning coffee or buying lunch… Continue reading Good Financial Habits to Start Today
I know the thought of creating a budget doesn't sound like a lot of fun but if you want financial security and to reach your financial goals than creating a budget and tracking your expenses is vital. I have created an easy to follow step-by-step plan below with a downloadable monthly template. Why should you… Continue reading How to create a budget
You've spent all your monthly income but you have nothing to show for it and you don't understand where your money is going. Does this sound familiar to you? I learnt a lot from tracking my expenses for a year, I think tracking expenses is vital for anyone that wants to manage their finances better and… Continue reading Why you should track your expenses