Personal Finance

Stop Keeping Up With The Joneses

We are all influenced by those around us and it is hard not to compare ourselves to them.  Seeing all the pictures on social media of friends and family having an amazing time on holiday, going on nights out, showing off a new car makes us want the same things.  As we spend more and more time… Continue reading Stop Keeping Up With The Joneses

Personal Finance

Good Financial Habits to Start Today

Most of the things we do every day we do from habit.  It's the same with finances, where you are spending your money, how much you are spending and what you are buying is likely down to habit.  What brands you by products from, which shops to go to, the morning coffee or buying lunch… Continue reading Good Financial Habits to Start Today

Personal Finance

How to create a budget

I know the thought of creating a budget doesn't sound like a lot of fun but if you want financial security and to reach your financial goals than creating a budget and tracking your expenses is vital.  I have created an easy to follow step-by-step plan below with a downloadable monthly template. Why should you… Continue reading How to create a budget

Personal Finance

Why you should track your expenses

You've spent all your monthly income but you have nothing to show for it and you don't understand where your money is going.  Does this sound familiar to you? I learnt a lot from tracking my expenses for a year, I think tracking expenses is vital for anyone that wants to manage their finances better and… Continue reading Why you should track your expenses

Book reviews

Book Review: The Money Tree: Money, how to make it, save it and grow it

The Money Tree is a great addition to the bookshelf for those who want a basic understanding of personal finance.  Written by Martin Bamford, an experienced chartered financial planner, the book provides an overview of: Debt Savings Mortgages Protection Investments Tax and retirement planning The purpose of The Money Tree is to help you: Take… Continue reading Book Review: The Money Tree: Money, how to make it, save it and grow it