Personal Finance

5 Ways To Improve Your Finances For The Better Post Christmas

It’s that time of the year again where we have eaten too much and piled on the pounds as well as spending too much money and maybe we need to get back on track with our finances.  This is a new year and time for a fresh start.  Whether your new year’s resolution is to… Continue reading 5 Ways To Improve Your Finances For The Better Post Christmas

Personal Finance

Reduce expenses or increase income? Which is more important?

I’m assuming you’re reading this blog because you want to have more money, maybe you want to retire early and be financially independent.  Having more money will obviously help towards making you more financially comfortable.  In order to increase your savings and meet your goals you have two options: Reduce expenses Increase income But which… Continue reading Reduce expenses or increase income? Which is more important?

Personal Finance

How To Stop Impulse Buying

January sales are nearly upon us as the Christmas period will soon come to an end.  For those of you that love to shop January can be the best time of the year to pick up a bargain.  But we all know how easy it is to get carried away, especially when shopping with friends,… Continue reading How To Stop Impulse Buying

Personal Finance

Stop Keeping Up With The Joneses

We are all influenced by those around us and it is hard not to compare ourselves to them.  Seeing all the pictures on social media of friends and family having an amazing time on holiday, going on nights out, showing off a new car makes us want the same things.  As we spend more and more time… Continue reading Stop Keeping Up With The Joneses

Personal Finance

Good Financial Habits to Start Today

Most of the things we do every day we do from habit.  It's the same with finances, where you are spending your money, how much you are spending and what you are buying is likely down to habit.  What brands you by products from, which shops to go to, the morning coffee or buying lunch… Continue reading Good Financial Habits to Start Today

Personal Finance

How to create a budget

I know the thought of creating a budget doesn't sound like a lot of fun but if you want financial security and to reach your financial goals than creating a budget and tracking your expenses is vital.  I have created an easy to follow step-by-step plan below with a downloadable monthly template. Why should you… Continue reading How to create a budget

Personal Finance

Why you should track your expenses

You've spent all your monthly income but you have nothing to show for it and you don't understand where your money is going.  Does this sound familiar to you? I learnt a lot from tracking my expenses for a year, I think tracking expenses is vital for anyone that wants to manage their finances better and… Continue reading Why you should track your expenses